Umbrella Insurance
Umbrella insurance is essential for your insurance coverage.
Are you adequately insured if you are found responsible for someone else’s injury or death? Umbrella insurance is a separate liability policy that offers extra coverage for your existing homeowners and auto insurance policies.
Life can be unpredictable, and no matter how much we plan for the best, sometimes the worst can happen. This is where umbrella insurance comes into play, providing you with additional coverage to protect your assets.
WHAT IS UMBRELLA INSURANCE?
Umbrella insurance protects against a wide range of financial dangers and mishaps, but it does not cover:
• Your medical expenses.
• Losses to your property.
However, the coverage provided by your umbrella policy depends on how you choose to set it up. In most cases, umbrella insurance protects you from:
• Injuries you cause in a car accident
• Injuries someone suffers on your property
• Property damage you cause in an accident
• Property damage your pet causes
• Property damage a dependent or child causes
• Attorney fees and other legal costs if you’re sued
Your existing insurance may offer some protection, but an umbrella policy provides additional coverage for various risks at a lower cost. It is portable and can follow you wherever you go, including overseas.
How to get started with Umbrella quotes
Please consult with us to discuss the benefits, restrictions, and coverage of umbrella insurance policies offered by different carriers.
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