Commercial Property
Commercial Property Insurance
Commercial property insurance is one of the most common types of business insurance. It covers a wide range of things, such as buildings, inventory, equipment, tools, and more. This insurance typically covers losses from natural or man-made disasters, such as fire, break-ins, vandalism, and wind.
Different insurance companies offer various types of coverage, so choosing the right policy for your business is essential. As an independent insurance agent, We can help you determine the type of insurance policy and the range of coverage that is best for your business.
If you want to learn more about business property insurance or see a complete list of coverage options, please get in touch with us today.
About Commercial Property Insurance
- Insuring Buildings
If you own a commercial building, it’s essential to ensure that you have enough commercial property insurance to cover the replacement costs. While there are cost estimators available, the best way to determine the current replacement cost of your building is to secure an appraisal from a third party. Call us today, and we’ll help you determine if you have enough commercial property insurance for your business.
- Flood Insurance
Commercial property policies usually do not cover damage caused by floods. Therefore, it is important to purchase a separate policy to protect yourself from any resulting damage. It’s recommended that you review your current property insurance policy to ensure that you are covered. If you need more clarification about your coverage, feel free to ask us to review your insurance policy, and we’ll help you find the best solution.
- Business Personal Property Coverage
Business personal property insurance covers assets at a specific location. Most commercial property policies offer limited coverage for property taken off-site. If you have frequently moved equipment, get an inland marine policy.
- Business Income (Business Interruption Coverage)
Business income insurance reimburses a business owner for lost profits and fixed expenses when a fire or other event causes the business to close. This coverage applies while the premises are being restored and may also cover financial losses from limited customer access after a disaster. We strongly recommend this coverage for all businesses.
- Electronic Data Processing (EDP) Insurance
This insurance coverage is specifically designed to protect your computer equipment as most commercial property policies have limited coverage for computer networks. Electronic Data Processing (EDP) insurance expands the causes of loss to include things like power surges and even virus attacks in some cases.
How to get started with Commercial Property Insurance quotes
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