Boats, Motorcycle RV, and ATV
With competitive pricing and comprehensive coverage options, we can provide you with the right PWC (personal watercraft)insurance policy for your Jet Ski, WaveRunner, Sea-Doo, or other.
We offer many personal watercraft insurance coverage options so you can enjoy your time on the water.
• Physical damage
• Personal valuables
• On-water towing
• Rental reimbursement
• Roadside assistance
PWC insurance helps protect you from legal and medical expenses if you’re at fault for an accident.
• Medical payments
• Legal defense costs
• Uninsured/underinsured boaters and PWC operators
MOTORCYCLE INSURANCE: DO YOU NEED IT?
Owning a motorcycle can be thrilling, but it comes with risks. Insurance is crucial for managing these risks and protecting yourself from financial strain. We are here to provide you with the best coverage at a reasonable cost and to prevent any insurance gaps.
WHAT ARE YOUR COVERAGE OPTIONS?
Consider adding reasonably priced extras for more comprehensive coverage and better peace of mind for your bike.
• Additional liability coverage Riders should consider purchasing liability insurance for others and uninsured motorist coverage at higher limits to reduce the risk of financial loss.
• Collision This Insurance covers you for at-fault accidents and pays for bike repairs minus the deductible.
• Comprehensive Insurance covers fire, vandalism, theft, hail damage, storms, and other non-traffic accidents.
• Roadside assistance is something you never think you’ll need, but you’ll be grateful if your vehicle breaks down far from home. It covers jumps, gas delivery, or towing your vehicle home or to the nearest facility.
• Bike accessories cover replacement or repairs for any expensive customizations and personalization you’ve added to your bike.
• Total loss insurance pays to replace your bicycle—not just for its fair market value, which is usually lower than what you paid for the bike—but for an entirely new ride.
• Rental vehicle coverage: When planning a long road trip or riding far from home, consider transporting a breakdown yourself to avoid excessive tow charges.
• Trip interruption coverage Covers lodging, meals, and a substitute vehicle for breakdowns or covered losses over 100 miles from home.
• On-road insurance for off-road vehicles: Protect your dirt bike or ATV on the road with our essential and affordable coverage.
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WHAT MAKES RV INSURANCE UNIQUE?
RV insurance is like having two policies protecting your vehicle and living area. It covers collision, road emergencies, theft, fire, liability, and other disasters while also offering specialized coverage for travelers, including increased liability protection due to RVs’ larger size.
WHO NEEDS MOTORHOME INSURANCE?
There are several classes of recreational vehicles, and they each need special insurance:
• Class A motorhomes are like large commercial buses, fully equipped and can be quite luxurious, with some models costing hundreds of thousands of dollars.
• Class B vehicles Resemble vans but with taller ceilings and longer wheelbases.
• Class C vehicles Fifth-wheel trailers are large vehicles designed for highway towing, camping, or long-term use.
• Toy haulers – Vehicles that usually carry items like snowmobiles and dirt bikes.
• Horse trailers (especially those with sleeper units)
• Pop-up campers – can be collapsed for easy storage and transport.
• All-terrain vehicles (ATVs), including three- and four-wheelers.
STANDARD MOTORHOME INSURANCE
Standard insurance coverage for your RV depends on its type. Motorized units need similar coverage to cars, including liability, comprehensive, and collision. Seasonal coverage may be suitable for occasional vacationers. Trailer RVs require insurance for both on and off-road damage.
How to get started with Bike, Motorcycle, RV and ATV quotes
WE understand the needs of our customers. The right coverage for you is unique – Call us today to find out how to protect your business and your future with the right insurance.
